Mortgage Blog

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Exploring the Pros and Cons of Purchasing a Condo

Exploring the Pros and Cons of Purchasing a Condo

August 21, 2019 | Posted by: Richard Allatt

When you decide to take your first step on the property ladder, you will have plenty of property-types to choose from. Many buyers prefer to buy an existing single-family home, some want to buy a plot ... [read more]

10 Benefits of Buying a Newly Constructed House in Mississauga and Barrie, ON

10 Benefits of Buying a Newly Constructed House in Mississauga and Barrie, ON

August 7, 2019 | Posted by: Richard Allatt

There are two options available when seeking a new home for your family. You can purchase a resale (meaning an older home that has already been lived in) or a new construction. While each choice pro ... [read more]

How Much House Can You Afford in Mississauga and Barrie, ON? Ask Yourself These Critical Questions to Find Out

How Much House Can You Afford in Mississauga and Barrie, ON? Ask Yourself These Critical Questions to Find Out

July 17, 2019 | Posted by: Richard Allatt

It is the perennial question for every first-time homeowner. How much house can I afford? As with so many life-changing decisions, there is no one right answer to this common query, and the size of th ... [read more]

3 Simple Ways to Repair Your Credit in Mississauga and Barrie, ON

3 Simple Ways to Repair Your Credit in Mississauga and Barrie, ON

July 3, 2019 | Posted by: Richard Allatt

For many Canadians looking to purchase a home, bad credit scores stand in the way of getting a mortgage. Most lenders prefer your score to be 650 or higher. If they do allow for lower credit scores, i ... [read more]

First Time Home Buyers Guide: What Happens after Sending an Offer to Purchase in Mississauga and Barrie, ON

First Time Home Buyers Guide: What Happens after Sending an Offer to Purchase in Mississauga and Barrie, ON

June 19, 2019 | Posted by: Richard Allatt

After sending the offer to purchase to the seller, there's nothing left to do but cross some fingers and hope for the best. Or is there? What happens now and when will the keys finally change hands? T ... [read more]

First Time Home Buyers Guide In Mississauga and Barrie, ON: What about Pre-Qualification, Pre-Approval, and Mortgage Commitment Letters?

First Time Home Buyers Guide In Mississauga and Barrie, ON: What about Pre-Qualification, Pre-Approval, and Mortgage Commitment Letters?

June 5, 2019 | Posted by: Richard Allatt

Securing pre-qualification, pre-approval, and mortgage commitment letters can simplify the mortgage application process. These steps can also help home buyers avoid disaster. They don't need all three ... [read more]

Three Mistakes to Avoid as a First Time Homebuyer in Mississauga and Barrie, ON

Three Mistakes to Avoid as a First Time Homebuyer in Mississauga and Barrie, ON

May 15, 2019 | Posted by: Richard Allatt

Purchasing your first home is always an exciting life milestone. However, if you want to make a smooth and easy transition into home ownership, there are a few mistakes you should try to avoid along ... [read more]

Mortgage Mistakes - How to Avoid Getting in Over Your Head When Buying Your First Home in Mississauga and Barrie, ON

Mortgage Mistakes - How to Avoid Getting in Over Your Head When Buying Your First Home in Mississauga and Barrie, ON

May 1, 2019 | Posted by: Richard Allatt

If you are tired of renting and ready to buy the home of your dreams, you need to plan carefully. The dream of home ownership is a wonderful thing, but without careful planning and a proactive approac ... [read more]

Four Tips to Sell Your Home in a Hurry in Barrie & Mississauga, ON

Four Tips to Sell Your Home in a Hurry in Barrie & Mississauga, ON

April 17, 2019 | Posted by: Richard Allatt

Selling your home can be a time-consuming process - a situation which is less than ideal if you want to move sooner rather than later. Luckily, though, there are a few things that you can do to sp ... [read more]

Mortgage Questions for First-Time Buyers in Mississauga and Barrie, ON

Mortgage Questions for First-Time Buyers in Mississauga and Barrie, ON

April 3, 2019 | Posted by: Richard Allatt

While purchasing a home qualifies as the largest acquisition in many peoples' lives, it doesn't have to invoke anxiety. As long as you know what to expect, you'll be set to become a successful homeo ... [read more]

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Richard Allatt
Richard Allatt, AMP, CPMB
Barrie, Mississauga and Ontario Mortgage Broker
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