Mortgage Blog

Your Ontario Mortgage Expert

Category: Mortgage Renewals and Refinancing (20 posts)

Real Estate: How to Refinance a Mortgage with a Bad Credit Score in Mississauga and Barrie, ON

Real Estate: How to Refinance a Mortgage with a Bad Credit Score in Mississauga and Barrie, ON

July 4, 2018 | Posted by: Roar Solutions

There are many excellent reasons a homeowner may look into refinancing their mortgage. To refinance means to replace your current mortgage with a new one, almost always with a lower interest rate. For ... [read more]

Thinking of Buying a Home in Mississauga or Barrie, ON? Ask Yourself These Questions First

Thinking of Buying a Home in Mississauga or Barrie, ON? Ask Yourself These Questions First

March 7, 2018 | Posted by: Roar Solutions

Many people simply assume that buying a home is always better than renting, but that is not always the case. Owning a home makes sense in certain circumstances, just as renting is a smart move in othe ... [read more]

Smart Mortgage Renewals

Smart Mortgage Renewals

August 10, 2017 | Posted by: Richard Allatt

With every mortgage renewal comes the opportunity to reflect and assess your mortgage needs before you decide on a new mortgage product. Whether your term is 6 months or 10 years. Your mortgage lender ... [read more]

How to Use Debt Consolidation Loans Effectively and Safely in Barrie & Orillia

How to Use Debt Consolidation Loans Effectively and Safely in Barrie & Orillia

August 10, 2017 | Posted by: Richard Allatt

Visit almost any financial site on the web, or watch nearly any daytime TV channel, and you're likely to see advertisements promising that a consolidation loan can solve all your debt problems. There' ... [read more]

Getting Your Whole Family on Board When Selling Your Ontario home

Getting Your Whole Family on Board When Selling Your Ontario home

August 10, 2017 | Posted by: Richard Allatt

If you are selling your Barrie, Orillia or Innisfil home, this can be a challenge when you are in charge of getting your family on board as well. Selling a home with kids has its own challenges, but i ... [read more]

Renewing your Mortgage? Consider Your Options

Renewing your Mortgage? Consider Your Options

August 10, 2017 | Posted by: Richard Allatt

Mortgage renewals come in all sizes but they also come in many 'shapes'. What shape your renewal takes will depend on your financial situation and the size of your mortgage, and in many cases your own ... [read more]

Five Rules For Improving Your Money Management Skills in Ontario

Five Rules For Improving Your Money Management Skills in Ontario

August 10, 2017 | Posted by: Richard Allatt

Money management skills are important, no matter who you are. That's because money doesn't take care of itself -- and if you don't save, invest, and spend your money wisely, you'll undoubtedly suffer ... [read more]

5 Questions to Compare Mortgage Brokers

5 Questions to Compare Mortgage Brokers

August 10, 2017 | Posted by: Richard Allatt

Ready to get the best mortgage rate?  Even if you gather quotes from various mortgage brokers online, be sure to check with your local mortgage brokers. In addition to being able to build a perso ... [read more]

Is Having No Credit in Barrie & Orillia, ON As Risky As Having Bad Credit?

Is Having No Credit in Barrie & Orillia, ON As Risky As Having Bad Credit?

August 10, 2017 | Posted by: Richard Allatt

Let's clear up one misconception, right off the bat: having no credit in Barrie & Orillia, ON is not the same as having bad credit. 'No credit' simply means that your credit history - which tracks ... [read more]

Changing your Financial Habits in Barrie & Orillia, ON

Changing your Financial Habits in Barrie & Orillia, ON

August 10, 2017 | Posted by: Richard Allatt

Some financial habits are good, but others can hold you back and prevent you from saving. If you need to change your financial habits, it is important to take a step-by-step approach. This three-step ... [read more]

Debt Consolidation Made Easy

Debt Consolidation Made Easy

August 10, 2017 | Posted by: Richard Allatt

LOWER YOUR DEBT, BOOST YOUR MONTHLY CASH FLOW, AND BE MORTGAGE-FREE QUICKER. Isn't it time to start enjoying your life and getting your financial act together? I specialize in Ontariodebt consolidati ... [read more]

Variable-Rate Mortgage Basics for Ontario Homeowners

Variable-Rate Mortgage Basics for Ontario Homeowners

August 10, 2017 | Posted by: Richard Allatt

One of your major tasks with a Ontariomortgage renewal will be deciding whether to take a fixed-rate or variable-rate product. Although fixed rates are a more popular choice, particularly for fir ... [read more]

4 Steps to get out of credit card debt in Ontario

4 Steps to get out of credit card debt in Ontario

August 10, 2017 | Posted by: Richard Allatt

Being in debt in Ontario is undoubtedly stressful, more so when the interest rates keep pushing your overall debt to skyrocketing amounts. Many people fall into the temptations of unnecessary expendit ... [read more]

5 Tips for Buying Your First Rental Property in Barrie & Orillia, ON

5 Tips for Buying Your First Rental Property in Barrie & Orillia, ON

August 10, 2017 | Posted by: Richard Allatt

Investing in a rental property in Barrie & Orillia, ON  is a great step toward earning passive income and building wealth. Unfortunately, becoming a landlord for the first time can also be ch ... [read more]

Credit Repair Tips

Credit Repair Tips

August 10, 2017 | Posted by: Richard Allatt

Your credit history is more than just a number; it affects nearly every aspect of your financial life in Barrie & Orillia, ON. If you are suffering from a low credit score, you're probably an exce ... [read more]

Renewing a mortgage in Ontario: What you should know

Renewing a mortgage in Ontario: What you should know

August 10, 2017 | Posted by: Richard Allatt

Renewing a mortgage in Ontario is like starting from scratch – in most cases, your existing mortgage will be closed and a new mortgage with new terms and rates will be set up. When conditions ar ... [read more]

4 Hidden Problems That Could Be Hurting Your Home Sale

4 Hidden Problems That Could Be Hurting Your Home Sale

August 10, 2017 | Posted by: Richard Allatt

You've been pre-approved for a mortgage with Richard Allatt, you're ready to consolidate your debt, but you're being held up by a house that just won't sell in the Ontario Market!   One of the ... [read more]

Home Buying 101 - Why the Relationship with Your Ontario Broker Should Be a Positive Partnership

Home Buying 101 - Why the Relationship with Your Ontario Broker Should Be a Positive Partnership

August 10, 2017 | Posted by: Richard Allatt

Whether you are looking for your first Ontario home or moving up to the home of your dreams, having an experienced real estate broker or agent in your corner is a must. Real estate is a very specializ ... [read more]

Another Year of Low Mortgage Rates for Ontario Buyers

Another Year of Low Mortgage Rates for Ontario Buyers

August 10, 2017 | Posted by: Richard Allatt

If you’re considering a real estate purchase in Ontario, like many Canadians, you may have been waiting on our new Finance Minister’s reaction to the historically low interest rates that h ... [read more]

Refinancing to Renovate in Barrie, Orillia and Innisfil

Refinancing to Renovate in Barrie, Orillia and Innisfil

August 10, 2017 | Posted by: Richard Allatt

If you are in Barrie, Orillia, Innisfil or anywhere in Ontario and you own a home you've probably had an appraisal done at the time of purchase, but did you know that an appraisal can help you if you ... [read more]

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Richard Allatt
Richard Allatt, AMP, CPMB
Barrie, Mississauga and Ontario Mortgage Broker
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